United Trust Bank has announced an important product update. Click here for the latest Master Broker/Packager/Distributors product guides. Or here for the updated product guides for Direct/Networks/Club. If you have any new applications you wish to discuss, please Contact us for more information.
ANNOUNCEMENTS
Part 2: New Residential price bandings and expanded range
This update introduces new rates and adds flexibility across our residential mortgage range, helping you place more cases confidently and support customers who can’t be helped by the High Street.
- Two new price bandings and revised Residential rates – now starting from 4.94%.
- An expanded product range designed to help you serve more customers.
Introducing the Super Prime & Specialist range
Super Prime
- No CCJs/defaults in 48 months
- Up to 95% LTV
Specialist
- Up to two CCJs and two defaults in 24 months
- Up to 80% LTV
In addition:
Prime:
Our Prime range now also allows:
- 1 in 12 for secured loans/mortgage and
- 1 in 24 for CCJs/Defaults for lending below 85% LTV
More benefits with UTB
- Up to 95% LTV including unlimited debt consolidation
- Flexible terms up to 40 years, lending to age 85
- Non standard construction or near commercial properties considered with no LTV restriction
- Self-employed and contractors accepted
- Unsecured adverse ignored if brought up to date
Pipeline Reminder:
Existing scored applications will be honoured until Friday 27th March.
Quick Reminder
If a case fails on one product range, don’t give up. It may still fit another. Please re-dip the case to check alternative options