United Trust Bank has announced an important product update. Click here for the latest Master Broker/Packager/Distributors product guides. Or here for the updated product guides for Direct/Networks/Club. If you have any new applications you wish to discuss, please Contact us for more information.
ANNOUNCEMENTS
Residential Mortgage Product Update
We will be updating interest rates across our Super Prime, Prime Plus and Prime First Charge plans with the new rates live on Friday 22nd May 2026. 90% LTV will be withdrawn for the time being.
A summary of the updated pricing is outlined below, with full details available in our Residential product guide.
Super Prime:
- 2yr Fixed Rate ERC from 5.24%
- 3yr Fixed Rate ERC from 5.39%
- 5yr Fixed Rate ERC from 5.39%
- 5yr Fixed Rate, No ERC from 6.59%
Prime Plus:
- 2yr Fixed Rate ERC from 5.44%
- 3yr Fixed Rate ERC from 5.59%
- 5yr Fixed Rate ERC from 5.59%
- 5yr Fixed Rate, No ERC from 6.79%
Prime:
- 2yr Fixed Rate ERC from 6.09%
- 3yr Fixed Rate ERC from 6.04%
- 5yr Fixed Rate ERC from 6.44%
- 5yr Fixed Rate, No ERC from 7.64%
You can download our latest Residential product guide below, and all sourcing systems will be updated in due course:
All pipeline applications submitted on existing products will continue to be honoured, provided an offer is issued on or before Friday 17 June 2026.