Brilliant Solutions

Virgin Money Update

Virgin Money has announced an important product update for advisers.  Virgin Money products and support with the lender, including same day payment on completion,  is all available accessible through our direct to lender mortgage clubContact us for more information. 

ANNOUNCEMENTS

We’re increasing selected fixed rates

We wanted to let you know that we’re making the following changes on Tuesday 22 October.

Exclusive BTL
  • 60% LTV 2 Year Fixed Rate with £2,195 fee will be increased by 0.10%, to 4.29%.
  • 60% LTV 5 Year Fixed Rate with £2,195 fee will be increased by 0.05%, to 4.07%.
  • 60% LTV 2 Year Fixed Rate with 1% fee will be increased by 0.05%, to 4.39%.
  • 60% LTV 5 Year Fixed Rate with 1% fee will be increased by 0.05%, to 4.12%.
  • Fix and Switch rates with £495 fee will be increased by up to 0.10%, with rates starting from 4.74%.
  • Fix and Switch fee-saver will be increased by up to 0.10%, with rates starting from 5.00%.
Exclusive Remortgage
  • 75% LTV Fix and Switch fee-saver will be increased by 0.09%, to 4.74%.
  • 75% & 85% LTV Retrofit Boost 5 year fixed rates will be increased by up to 0.10%, starting from 4.34%.
Exclusive Purchase
  • Selected Own New fixed rates will be increased by 0.10%, starting from 0.35%.
  • 75% & 85% LTV Retrofit Boost 5 year fixed rates will be increased by up to 0.10%, starting from 4.34%.
Product Transfer
  • Selected 2 & 3 year fixed rates will be increased by up to 0.05%, starting from 4.07%.
  • Selected 5 year fixed rates will be increased by up to 0.10%, starting from 3.89%.

We also launched 1 year fixed rate fee-savers for Product Transfer on Friday 11 October, which start from 5.04%.

Core Purchase
  • 65% and 75% LTV 5 year fixed rates will be increased by 0.10%, starting from 4.04%.
  • 85% LTV fixed rates will be increased by 0.05%, starting from 4.24%.

If you’re applying for one of these products on behalf of your customer, please send us the application by 8pm today.

The end dates will move to January of the relevant year.

You can find our current rates in our Product Guide. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Mortgage Service Team.

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