Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Virgin Money Update

Virgin Money has announced an important product update for advisers.  Virgin Money products and support with the lender, including same day payment on completion,  is all available accessible through our direct to lender mortgage clubContact us for more information. 

ANNOUNCEMENTS

We’re increasing rates
Remortgage Exclusives
  • 65% LTV 5 Year Fixed Rate with £1,295 fee will be increased by 0.04% to 3.29%.
  • 85% LTV 5 Year Fixed Rate with £1,295 fee will be increased by 0.06% to 3.47%
Purchase Exclusives
  • 85% LTV 5 Year Fixed Rate with £1,495 fee will be increased by 0.14% to 3.59%.
Core
  • All 2 and 3 year fixed rates will be increased by 0.20% with the exception of 90% LTV rates which will be increased by 0.30%.
  • All BTL 2 and 3 year fixed rates will be increased by 0.30%.
  • 75% LTV 10 Year Fixed Rate with £995 fee will be increased by 0.30% to 3.60%.
Product Transfer
  • All 65-75% LTV fixed rates will be increased by up to 0.26%.
  • All 80-95% LTV 2 and 3 year fixed rates will be increased by 0.20% with the exception of 90% LTV rates which will be increased by 0.30%.
  • All BTL 2 and 3 year fixed rates will be increased by 0.30% with the exception of selected BTL 60% LTV rates which will be increased by up to 0.15%.
  • 65% LTV 10 Year Fixed Rate fee-saver will be increased by 0.30% to 3.90%.
  • BTL 60% LTV 5 Year Fixed Rate with £1,995 fee will be increased by 0.04% to 3.19%.

If you’re applying for one of these products on behalf of your customer, please send us the application as soon as possible.

Exclusive Purchase

85% LTV 5 Year Fixed Rate with £1,495 fee will be withdrawn.

Exclusive Remortgage
  • 65% LTV 5 Year Fixed Rate with £1,295 fee will be withdrawn.
  • 85% LTV 5 Year Fixed Rate with £1,295 fee will be withdraw

 

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