Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team. Contact our team today for more information.
Announcement
Residential Mortgage Product Update – New Lower Fixed Rates Now Available From 5.39%
We are excited to announce significant pricing reductions across our residential mortgage range with rates reduced by up to 0.30%. The new products will be available for selection in our broker portal from 9am on Tuesday 1st July.
Overview of the changes:
Core Products – Offering income multiples up to 5 times income (Including first time buyers):
- 2 yr fixed rates now starting from 5.39%
- 5 yr fixed rates now starting from 5.54%
LTI Boost Range – offering income multiples over 5 times income (Including first time buyers):
- 2 yr fixed rates now starting from 5.79%
- 5 yr fixed rates now starting from 5.94%.
Shared Ownership Products offering up to 100% loan to share value:
- 2 yr fixed rates now starting from 6.29%
- 5 yr fixed rates now starting from 6.09%
Right to Buy Purchases up to 100% of discounted purchase price
- 2 yr fixed rates now starting from 6.54%
- 5 yr fixed rates now starting from 6.49%
Updated Product Guide – June 2025
Commercial – We’ve entered the commercial mortgage market!
We’re pleased to announce that we have entered the commercial mortgage market with the launch of a limited distribution pilot, working closely with a select group of broker partners.
This is a strategic move that marks the next chapter of our product offering across the property financing lifecycle. During the pilot, we aim to discover and address key gaps in the market, which will be reflected in our new proposition once we launch to the whole market.
Danny Waters, CEO of Enra Specialist Finance, says, “The introduction of commercial mortgages is a major strategic milestone for West One and has always been a vital part of our growth trajectory. I’m confident that soon West One will set new benchmarks for service, speed, and flexibility in the commercial mortgage market.”
While the pilot is currently limited in distribution, it sets the foundation for a wider future roll-out. We thank you for your continued support. Watch this space for news on our full market launch.
Wake up to a smoother Buy-to-Let experience with West One.
This summer, we know you’d rather be enjoying your time off, not worrying about paperwork. That’s why at West One, we make Buy-to-Let lending as effortless as your morning coffee.
We know your time is valuable, so we keep things simple, quick, and stress-free. With flexible criteria, a dedicated team, and a common-sense approach to underwriting, we take the hassle out of the process so you can focus on what matters most, whether that’s finalising a deal or putting your feet up.
To make things easier, our quick and easy Buy-to-Let calculator helps you estimate the maximum loan amount we may be able to offer your client, so you can focus on what matters most.