Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team. Contact our team today for more information.
Announcement
RESIDENTIAL MORTGAGE UPDATE: NEW LOWER PRICING FROM WEST ONE LOANS
To help get 2026 off to a great start, we are delighted to announce a number of pricing reductions of up to 25bps across our range of residential mortgage products with effect from Monday 12th January.
Key Highlights
- 2 yr fixed rates now starting from 5.54%
- 5 yr fixed rates now starting from 5.64%
- 75% LTV reduced by 20bps replacing our 70% LTV products
- Rate reduction up to 25bps throughout the range
- Improved rates for Right To Buy and Shared Ownership customers including no deposit options through our 100% LSV product
- Extra range – pricing reductions up to 90% LTV
Additional product changes
- Extra Range – 97.5% LTV product increased by 20bps
- Product Withdrawal – All Cashback Products withdrawn
We will continue to offer pipeline cases provided a valid ESIS has been produced alongside payment of our £199 application fee and the mortgage offer is issued by Friday 20th February 2026.
Details of all our latest rates can be found in our latest product guide.
Updated Product Guide – January 2026
Contact Us
Our dedicated intermediary support team are available should you wish to discuss a new mortgage enquiry or arrange a meeting to find out more about working with West One: