Brilliant Solutions

Express Payment Requests are showing error messages but please ignore these as the requests are being received. The error relates to the email confirmation only. 

The company will be closing early on Tuesday 16th September at 2pm for all staff training across all departments. We will be open as usual on Wednesday 17th September. We apologise for any inconvenience this causes. 

The deadline for express requests on the 16th September will be 1 PM.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

West One Update

Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team.  Contact our team today for more information.

Announcement

 New credit criteria changes – West One BTL

We have some exciting news about changes to our credit criteria on our W1 and W2 product ranges available from 13th January 2022. The revised product range will be available for selection on our broker portal from this date.

Defaults and CCJ’s of £500 or less, satisfied or unsatisfied, will now be accepted across our product range.

A summary of the changes is noted below:

W1 Product Range

  • No defaults over £500 within the last 72 months
  • No CCJs over £500 within the last 72 months
  • Unsecured missed payments – 0 in 6 months, worst status 1 in 12 months (maximum 1 instance), worst status 2 in 24 months

W2 Product Range

  • No unsatisfied defaults over £500 within the last 36 months
  • No unsatisfied CCJ’s over £500 within the last 36 months
  • Unsecured missed payments – maximum status 1 on any account in the last 12 months (more than one instance permitted)

New Product Guide

An updated product guide incorporating these changes is available here- View product guide.

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