Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

West One Update

Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team.  Contact our team today for more information.

Announcement

Buy-to-Let: Important Product Changes

We are writing to update you on some changes to our Core and Limited-Edition product ranges effective from Wednesday 22nd March 2023. The revised product ranges will be available for selection on our broker portal from this day.

We are pleased to announce the launch of new 5 Year Fixed products with a 3 Year ERC and new market leading Lifetime Tracker products. We are also revising product pricing across most ranges.

Product changes
  • Introduction of new 5 Year Fixed products with a 3 Year ERC. This product is stressed at pay rate and is targeted at borrowers who want long term payment stability with the flexibility to exit early. Rates from 4.99% (Standard) and 5.19% (Specialist).
  • Introduction of new market leading Lifetime Trackers. Rates from BBR+1.65% (Standard) and BBR+1.85%(Specialist).
  • Re-introduction of Core Green Standard and Specialist ranges priced -10bps to equivalent non-green products.
  • Increase to <55% LTV Standard and Specialist Limited Edition product rates. Standard and Specialist Limited Edition rates above this LTV are unchanged. .
  • Introduction of ERCs to our Core Discount Tracker products.
New Product Guide

An updated product guide incorporating these changes is available here.

Pipeline

All affected cases where a new increased rate would apply, need to be offered on the existing rate by close of business Wednesday 3rd May 2023. In order to meet this deadline it is advisable to ensure the application, along with application and valuation fees, are submitted promptly so the case can begin the underwriting process.

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