Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

WestOne Update

Below is an update from West One, the Bridging, BTL, Commercial, and Seconds Mortgage lender, that you can access via our specialist mortgage team.  Contact our team today for more information.


Important Product Changes
We are pleased to confirm some exciting product changes within our BTL range that take effect from Wednesday 23rd June. Our new product range will be available for selection on our broker portal from this date.

A summary of the changes is noted below:

• NEW 75% LTV limited edition, 5-year fixed payrate, £750k max loan size product being added to our Standard W1 range – priced at 3.14% with a 2% fee. Minimum loan size of £150k on this product and restricted to 3 loans per applicant. Not available for new builds.

• NEW Limited Edition (Small HMO/MUFB) – 5-year fixed rate, £750k max loan size product being added to our Specialist W1 range – priced at 3.59% with a 2% fee.

• Standard W1 product range re-priced with reductions of between 10bps and 30bps across the range.

• Reduced pricing on W1 (Specialist HMO/MUB) range by up to 10bps – rates start from 3.49% with a 1.5% fee.

• Short Term Let, Ex-Pat and W2 light adverse products remain unchanged and available for selection.

The following products are being withdrawn or replaced and will no longer be available for new submissions from close of business Tue 22nd June:

• Current limited edition product range (3.34%, 5 year fixed).

• Current Standard and Specialist range products.

• The PMS/Sesame Small HMO Exclusive product (£3.64% with 1.75% fee).
Criteria Reminder
• Loan size maximum on Core Standard and Specialist W1 product ranges is £1.5m at up to 75% LTV- (W2 maximum loan sizes remain unchanged).

• Large Portfolio exposures can be considered by referral (£3m plus) – no limit on background portfolio size and streamlined, pragmatic approach to background portfolio assessment.
Pipeline Cases

Products being withdrawn will be unavailable for selection from close of business on Tuesday 22nd June.

Cases keyed on the portal prior to this will be honoured where required on the current product range, subject to a completed application form and the £150 app fee being received by Tuesday 29th June.
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