Brilliant Solutions

Zephyr Homeloans Update

Here is the latest update from Zephyr Home Loans.  For full details see their latest product information here.   


We’ve got BTL covered from A-Zephyr!

Zephyr Homeloans is a dedicated BTL lender, focused on meeting the needs of professional property investors. Our products are available to Individual or Limited Company (SPV) applicants for purchases or remortgages, either as a single mortgage or on a portfolio basis. 

Our latest update means we now lend up to 80% LTV for Standard properties, on our 2 & 5 year fixed rate products, with a max loan size of £750k.

You can see full details of our products & criteria on our website.

Our other key criteria highlights include:

  • Standard & Specialist properties, including HMOs, MUFBs, FACs & New Builds
  • Personal & Portfolio income backed Top Slicing considered, subject to criteria
  • Unlimited background portfolio with background portfolio stress testing at 100% of mortgage payments
  • No upfront application fees on any products
  • Choice of Product Fees from Zero to 2%
  • No minimum income for Standard applications, £25k gross for professional landlords
  • Rates from 2.64% & max loans to £2m (on our 65% LTV Std product)

Please note – these details are correct as of 17 September 2021. Our products are for BTL purposes only, excluding consumer BTL. We only lend on properties in England and Wales. We reserve the right to change our criteria and withdraw products without notice at any time.

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