Brilliant Solutions

Express Payment Requests are showing error messages but please ignore these as the requests are being received. The error relates to the email confirmation only. 

The company will be closing early on Tuesday 16th September at 2pm for all staff training across all departments. We will be open as usual on Wednesday 17th September. We apologise for any inconvenience this causes. 

The deadline for express requests on the 16th September will be 1 PM.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Rates now from 2.89%

We’re pleased to announce a number of rate cuts to our BTL product range, making them our most competitive products ever…

2 year fixed 
Max LTV          Vida 1

70%                 2.89% 

75%                 3.04%

80%                 3.94%

5 year fixed
Max LTV           Vida 1

70%                  3.29%

75%                  3.39%

80%                 4.44%

HMO & MUB 2 year fixed
Max LTV          Vida 1

70%                 3.29% 

75%                 3.44%

HMO & MUB 5 year fixed
Max LTV           Vida 1

70%                  3.69%

75%                  3.79%

(2 year ERC 4%, 3%. 5 year ERC 5%, 4%, 3%, 3%, 3%)

All products come with 1.5% fee and initial rates mentioned are for Vida 1 range.

COMBINED WITH OUR EXTENSIVE BREADTH OF CRITERIA

  • Minimum loan size now reduced to £100,000
  • Rental cover from 125%
  • SPVs accepted across BTL ranges
  • Impaired & improving credit history
  • Expats (80% LTV not available)
  • HMOs and MUBs (80% LTV not available)
  • Portfolio landlords
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