HSBC Update

We’re changing our mortgage products

With effect from Wednesday 1^st November, we’ll be making a number of changes to our residential and Buy to Let (BTL) mortgage product ranges.

Summary of changes:

We have reintroduced our 2 Year Fixed Fee Saver offering for UK Residential First Time Buyer and Home Mover customers at 95% LTV. These products also have a cashback incentive of £250.

Existing residential customer switching

•  2 & 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
• 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
• 3 Year Fixed Standard at 60%, 70%, 75% and 90% LTV decreasing
• 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV decreasing
• 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 85% and 90% LTV decreasing
• 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
• 10 Year Fixed Standard at 70%, 75% and 80% LTV decreasing
• 2 Year Tracker Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

Existing residential customer borrowing more

•  2, 3 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
• 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
• 3 Year Fixed Standard at 60%, 70%, 75% and 90% LTV decreasing
• 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 85% and 90% LTV decreasing
• 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
• 10 Year Fixed Standard at 70%, 75% and 80% LTV decreasing

Residential first time buyer / home mover

• 2 & 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
• 2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
• 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV decreasing
• 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

Residential remortgage

• 2 & 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
• 2 Year Fixed Standard at 70%, 75%, 80% and 85% LTV decreasing
• 3 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV decreasing
• 5 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV decreasing
• 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 90% LTV decreasing
• 5 Year Premier Exclusive at 60%, 70%, 75%, 80% and 90% LTV decreasing

Residential remortgage cashback

• 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
• 2 Year Fixed Standard at 70%, 75%, 80% and 85% LTV decreasing
• 5 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV decreasing
• 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 90% LTV decreasing

International residential             

• 2, 3, 5 & 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
• 2 Year Fixed Standard at 70% and 75% LTV decreasing
• 3, 5 & 10 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
• 5 Year Premier Exclusive at 60%, 70% and 75% LTV decreasing

Existing BTL customer switching / borrowing more

• 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
• 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreasing
• 2 Year Tracker Standard at 60% and 65% LTV decreasing

BTL purchase

• 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
• 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreasing
• 2 Year Tracker Standard at 60% and 65% LTV decreasing

BTL remortgage

• 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
• 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreasing
• 2 Year Tracker Standard at 60% LTV decreasing

There are no changes to any other interest rates at this time.

Further information

To secure existing product codes, please submit applications in full by midnight, Tuesday 31^st October.

All evidential and supporting documentation must be provided within 30 calendar days of submission.

Sourcing systems will be updated for Wednesday 1^st November.

Please note, due to planned maintenance, our Product finder tool will be unavailable from 2pm Tuesday 31^st October to 9am Thursday 2^nd November. For details of our current products and rates, please refer to the sourcing systems.