Brilliant Solutions

NEW OPENING HOURS –  Office now closes 5pm on Friday

The Brilliant Loans direct number, 01792 277 277,  is not currently working.

Please Call us via Brilliant Solutions on 01792 277 555, option 3

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

HSBC Update

By / 5th September 2024 / BTL, Product Updates, Residential / , ,

See the latest announcement from HSBC below.  Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

We’re reducing our mortgage products

With effect from Tuesday 3rd September, we’ll be making the following reductions across our residential and Buy to Let (BTL) mortgage product ranges:

Existing residential customer switching / borrowing more

·        2 Year Fixed Fee Saver at 60%, 70%, 75%, 85% and 90% LTV decreasing

·        2 Year Fixed Standard 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

·        3 Year Fixed Fee Saver at 70% and 75% LTV decreasing

·        5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

·        5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV decreasing

·        5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV decreasing

·        10 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing

·        10 Year Fixed Standard at 60%, 70% and 75% LTV decreasing

Residential First Time Buyer / Home mover

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 85% and 90% LTV decreasing
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 70%, 75%, 80%, 85% and 90% LTV decreasing

Residential First Time Buyer / Home mover Energy Efficient Home (A & B EPC Rated Properties)

  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 85% and 90% LTV decreasing
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Standard at 70%, 75%, 80%, 85% and 90% LTV decreasing

Residential Remortgage

  • 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

Residential Remortgage Energy Efficient Home (A & B EPC Rated Properties)

  • 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

Residential Remortgage Cashback

  • 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing

BTL existing customer switching / Borrowing more

  • 2 Year Fixed Standard at 60%, 65% and 75% LTV deceasing
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing

BTL Purchase

  • 2 & 5 Year Fixed £1,999 Standard at 60%, 65% and 75% LTV decreasing
  • 2 & 5 Year Fixed £3,999 Standard at 60%, 65% and 75% LTV decreasing
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing

BTL Remortgage

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
  • 2 Year Fixed £1,999 Standard at 60%, 65% and 75% LTV decreasing
  • 2 & 5 Year Fixed £3,999 Standard at 60%, 65% and 75% LTV decreasing

International*

International Residential

  • 2, 3 & 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 2, 3 & 5 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV decreasing

International BTL

  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreasing

Please note, we have removed from sale our 3 Year Fixed offering across UK Residential First Time Buyer, Home mover and Remortgage ranges until further notice. We have also removed cashback on our First Time Buyer Range at 60%, 70% and 75% LTV range until further notice.

    There are no further changes to any other interest rates at this time.

Further information

·        Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increasing demand, wait times may be longer than usual. 

·        To secure existing product codes, please submit applications in full by midnight, Monday 2nd September.

·        All evidential and supporting documentation must be provided within 30 calendar days of submission.

·        The product finder tool and sourcing systems will be updated for Tuesday 3rd September.

*Please disregard the following products if you do not have permission to advise on international business.

 

Share this:
Scroll to Top