Here is the latest release from Kensington. Remember we offer these products via Fees Free Packaging or direct to lender. For product details see their Residential Product Guide or their BTL Product Guide.
Great news – we have made reductions to our Residential Core rates by as much as 0.95%.
All rates listed below come with a £999 fee
75% LTV
• 2 Year Fixed: 5.24%
• 5 Year Fixed: 5.13%
85% LTV
• 2 Year Fixed: 5.59%
• 5 Year Fixed: 5.39%
90% LTV
• 2 Year Fixed: 6.19%
• 5 Year Fixed: 5.94%
Changes to our maximum loan size
As part of our Residential changes, we are also updating our maximum loan size on our Select criteria, increasing to £2 million for 80% LTV.
Credit criteria
• We consider defaults, secured arrears and satisfied CCJs if older than 24 months
• We can consider unsecured credit if a max status of 2 in last 12 months and account is now up to date
• DMPs acceptable with a track record of 12 months
You can view our full rates in our Product Guide below