Hinckley and Rugby Building Society has updated its product and criteria, the details are below. These products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business.
New rates on selected two-year discount products
From 9am on Friday 10 July 2026, we’re updating the rates on our two-year discount products across our Core, Buy-to-Let, Income Flex, and Remortgage product ranges.
Rate changes
Core – 2 Year Discount – 80% LTV
Rate amended from 4.50% (2.39% off Homeowner Variable Rate) to 4.70% (2.19% off Homeowner Variable Rate) – H2D03 (previous code – HVD30)
Buy-to-Let – 2 Year Discount – 75% LTV
Rate amended from 4.55% (2.34% off Landlord Variable Rate) to 4.75% (2.14% off Landlord Variable Rate) – BTD133 (previous code – BTD131)
Income Flex – 2 Year Discount – 80% LTV
Rate amended from 4.74% (2.15% off Homeowner Variable Rate) to 4.99% (1.90% off Homeowner Variable Rate) – IFD201 (previous code – IFHD13)
Income Flex – 2 Year Discount – 90% LTV
Rate amended from 5.14% (1.75% off Homeowner Variable Rate) to 5.29% (1.60% off Homeowner Variable Rate) – IFD202 (previous code – IFHD11)
Remortgage – 2 Year Discount – 80% LTV
Rate amended from 4.66% (2.23% off Homeowner Variable Rate) to 4.86% (2.03% off Homeowner Variable Rate) – PIFF8 (previous code – PIFF7)