Here is the latest update from Pepper Money. You can access Pepper Money products through our direct to lender mortgage club and get the benefits of payment on completion. You can also use our Fees Free Mortgage Packager.
Pepper Money makes rate cuts across Residential and Affordable Home Ownership range, including significant cuts to two-year fixed rates
- Residential rates start from 5.30% up to 75% LTV
- Shared Ownership rates start from 5.65% up to 75% LTV
- Right to Buy rates start from 6.00% up to 75% LTV
- Help to Buy rates start from 5.90% up to 75% LTV
London, 09 July 2026: Pepper Money, the leading specialist mortgage lender, has announced further rate reductions across its Residential and Affordable Home Ownership mortgages, including significant cuts to a number of two-year fixed rate products.
The latest changes are designed to help more customers, including first-time buyers and those purchasing affordable homes, access competitive mortgage solutions, particularly borrowers who may be underserved by high street lenders.
Following the reductions, Pepper Money has strengthened its position in the market, with some of the most competitive two-year fixed rates available across its Residential and Affordable Home Ownership ranges.
The new rates are available immediately across Residential, Shared Ownership, Right to Buy and Help to Buy products.
The latest reductions reflect Pepper Money’s ongoing commitment to supporting customers who may not fit the criteria of high street lenders, while providing brokers with a wider range of competitive options for their customers.
Paul Adams, Sales Director at Pepper Money, said: “These latest rate reductions demonstrate our commitment to providing competitive mortgage solutions for both customers and brokers across a wide range of borrowing needs. By improving pricing across our residential and affordable home ownership ranges, we are helping more customers access homeownership opportunities, while ensuring brokers have the products they need to support those with more complex circumstances.
“We’re particularly pleased that some of these changes position us among the most competitively priced lenders in our peer group, further strengthening our proposition in key areas of the market.”
For more information about Pepper Money’s mortgage range, visit Pepper Money’s website.