Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Accord Update

Accord Mortgages have released an update on their product range, the details are set out below.  Accord products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business. 

Launching tomorrow – our new FTB 95% LTV deal

First-time buyers with just a 5% deposit will receive a boost from tomorrow (Wednesday) as we become the first lender to return to the 95% LTV market.

We’re launching a five-year fixed rate mortgage – exclusively to first-time buyers. The new product has a fixed rate of 3.99% and comes with a £995 fee and free standard valuation. It’s available up to a maximum borrowing of £500,000.

We won’t be using the government’s mortgage guarantee scheme for this product and it’s not available for flats, new builds or properties in Northern Ireland.

We were one of just a handful of lenders that continued to offer 90% LTV mortgages during the pandemic and we’ve been monitoring the market closely to ensure we carefully broaden our support to those clients with even smaller deposits.

To qualify for the new product, first-time buyers will be able to borrow a maximum of 4.49 times their income, ensuring prudent affordability; to get an accurate lending figure please complete a DIP.

As the first lender to launch a new 5% deposit mortgage to the market, it’s important we balance demand with being able to offer the high levels of service you and your clients expect. So, this product may be withdrawn at relatively short notice, but we’ll continue to signpost our intentions wherever possible.

 

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