Brilliant Solutions

The office will be closed from 5 pm today for staff training.

We will be open as normal on Monday 22nd July at 9 am. 

We apologise for any inconvenience.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

The Brilliant Loans direct number, 01792 277 277,  is not currently working.

Please Call us via Brilliant Solutions on 01792 277 555, option 3

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Rates now from 2.89%

We’re pleased to announce a number of rate cuts to our BTL product range, making them our most competitive products ever…

2 year fixed 
Max LTV          Vida 1

70%                 2.89% 

75%                 3.04%

80%                 3.94%

5 year fixed
Max LTV           Vida 1

70%                  3.29%

75%                  3.39%

80%                 4.44%

HMO & MUB 2 year fixed
Max LTV          Vida 1

70%                 3.29% 

75%                 3.44%

HMO & MUB 5 year fixed
Max LTV           Vida 1

70%                  3.69%

75%                  3.79%

(2 year ERC 4%, 3%. 5 year ERC 5%, 4%, 3%, 3%, 3%)

All products come with 1.5% fee and initial rates mentioned are for Vida 1 range.


  • Minimum loan size now reduced to £100,000
  • Rental cover from 125%
  • SPVs accepted across BTL ranges
  • Impaired & improving credit history
  • Expats (80% LTV not available)
  • HMOs and MUBs (80% LTV not available)
  • Portfolio landlords
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