Brilliant Solutions

Vida Update

Vida  Homeloans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion.  Vida’s rates are available here and details on Vida’s criteria is available here.  For more information you can contact our teamLOGIN to Vida here

Rates now from 2.89%

We’re pleased to announce a number of rate cuts to our BTL product range, making them our most competitive products ever…

2 year fixed 
Max LTV          Vida 1

70%                 2.89% 

75%                 3.04%

80%                 3.94%

5 year fixed
Max LTV           Vida 1

70%                  3.29%

75%                  3.39%

80%                 4.44%

HMO & MUB 2 year fixed
Max LTV          Vida 1

70%                 3.29% 

75%                 3.44%

HMO & MUB 5 year fixed
Max LTV           Vida 1

70%                  3.69%

75%                  3.79%

(2 year ERC 4%, 3%. 5 year ERC 5%, 4%, 3%, 3%, 3%)

All products come with 1.5% fee and initial rates mentioned are for Vida 1 range.

COMBINED WITH OUR EXTENSIVE BREADTH OF CRITERIA

  • Minimum loan size now reduced to £100,000
  • Rental cover from 125%
  • SPVs accepted across BTL ranges
  • Impaired & improving credit history
  • Expats (80% LTV not available)
  • HMOs and MUBs (80% LTV not available)
  • Portfolio landlords
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