Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Accord Update

Accord Mortgages have released an update on their product range, the details are set out below.  Accord products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business. 

Accord are increasing their max LTV for flats and making changes to their residential product range

Applies to: Accord residential new business only

Accord are always looking for ways to help brokers help more clients, which is why they’re increasing the max LTV for new build and non-new build flats. This change will help your residential purchase or remortgage clients who have smaller deposits, less equity or for those just looking for a better interest rate.

  • The maximum LTV for new build flats will be 90%
  • The maximum LTV for non-new build flats will be 95%

They are also making the following changes to their residential product range including new products to support the maximum LTV change for flats.

What’s changing?

80% LTV

  • Selected rates reduced by up to 0.05%
  • 2 new 5-year large loan products introduced
  • 4 x house purchase & remortgage products withdrawn and not replaced

85% LTV

  • Selected rates reduced by up to 0.17%
  • 2 new 5-year large loan products introduced
  • 4 x house purchase & remortgage products withdrawn and not replaced

90% LTV

  • 4 x 90% LTV new build products available for flats
  • Selected rates reduced by up to 0.05%

95% LTV

  • Selected rates reduced by up to 0.30%
  • Cashback on selected products increased from £500 to £750

Tracker products (discounted SVR)

  • All trackers will be withdrawn and replaced with new product codes. Only the codes will change, there will be no change to the rates or incentives

What’s staying the same?

  • 75% LTV tier has no changes
  • 74 products in the range are staying the same

When are Accord making the changes?

The new LTV limits for flats will be live from 8am on Wednesday 12th January. The current product range will be withdrawn at 8pm on Tuesday 11th January and the new range will be available from 9am Wednesday 12th January.

Accord take great pride in being a flexible, common sense lender, bringing you new products, easier processes and criteria to fit your client’s needs. 

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