Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Aldermore Product Update

Aldermore announced some product changes.  See below for more information.  For information on their current products and criteria call our team or click here.  REMEMBER, you can access the Aldermore range using our Direct to Lender mortgage club so do contact us for further information.  For any Documents Click here. Calculators Click Here.

Support for landlords
Mortgages for your buy to let clients

We reduced rates across our buy to let mortgage range on Thursday, 23 February, to help support more of your buy to let clients. We also introduced new buy to let rates for properties with an EPC rating of A, B or C and you’ll find details of all our new rates below.

How we support buy to let landlords…

  • We lend on most types of properties from standard flats / houses to HMO and multi units under one title
  • There’s no background portfolio limits
  • We’ll consider lending to first time landlords with a minimum income of £25K
  • We’ll consider an existing landlord with a minimum of 6 months’ letting history
  • We allow top slicing on a wide range of income types
  • We build rental growth into our buy to let calculator, which supports the security and background portfolio
  • We’ll accept up to 30 properties on a single application – that means one LTV, one set of documents, one account, one Direct Debit
  • We’ll consider SPV and trading company buy to let
Reduced rates across our buy to let mortgage range – 23 February 2023

Buy to let for individual landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV
► NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV

Buy to let for company landlords with single residential investment properties
► 2 year discounted with £1,999 fee, 4.98% to 75% LTV (AMR less 3.50%)*
► 2 year fixed with 1.50% fee, 5.54% to 75% LTV
► 5 year fixed with 1.50% fee, 5.54% to 75% LTV
► NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.44% to 75% LTV
► 5 year fixed with zero fee, 5.84% to 75% LTV

Buy to let for HMO and multi unit freeholds
► 2 year discounted with £1,999 fee, 5.48% to 75% LTV (AMR less 3.00%)*
► 2 year fixed with 1.50% fee, 6.04% to 75% LTV
► 5 year fixed with 1.50% fee, 6.04% to 75% LTV
► NEW 5 year fixed with 1.50% fee for properties with EPC rating of A, B or C, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.34% to 75% LTV


Buy to let for multi property individuals and company landlords
with single residential investment properties

► 2 year discounted with £1,999 fee, 4.88% to 75% LTV (AMR less 3.60%)*
► 2 year fixed with 1.50% fee, 5.44% to 75% LTV
► 5 year fixed with 1.50% fee, 5.44% to 75% LTV
5 year fixed with zero fee, 5.74% to 75% LTV

 Buy to let for multi property individuals and company landlords with
HMO and multi unit freeholds

► 2 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with 1.50% fee, 5.94% to 75% LTV
► 5 year fixed with zero fee, 6.24% to 75% LTV

 

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