Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Aldermore Product Update

Aldermore announced some product changes.  See below for more information.  For information on their current products and criteria call our team or click here.  REMEMBER, you can access the Aldermore range using our Direct to Lender mortgage club so do contact us for further information.  For any Documents Click here. Calculators Click Here.

Managed Rate increased by 0.25% to 8.73%
Aldermore Managed Rate Change

Following the 0.25% increase to the Bank of England Base Rate on 24 March, 2023, we’re increasing the Aldermore Managed Rate (AMR)* from 8.48% to 8.73%.

The change in AMR means our discounted variable, term variable rate mortgages and all reversion rates on fixed rate mortgages will increase by 0.25% for:

New and pipeline cases – for new business and product switch

From 28 March 2023, all new illustrations and mortgage offers (origination and product switch) will reflect the new AMR. This will impact affordability in some cases.

Existing customers

From 01 April 2023 all AMR linked variable rate accounts will be updated. We’re writing to all impacted customers to let them know their new interest rate and monthly payments.

*AMR is Aldermore’s standard variable rate for residential and buy to let mortgages

Please note: We’ve updated our mortgage guides. You’ll find them here.

Reduced mortgage stress rates

Changes to mortgage affordability – 27 March 2023

We’ve enhanced our affordability calculators to increase borrowing capacity across residential owner occupier and HMO units.

We understand that affordability is stretched for more of your clients at the moment and they may be struggling to get a mortgage or refinance their existing home loan. These changes are aimed at helping more of your clients secure the mortgage they need.

Our minimum ICR for houses in multiple occupation (HMOs), for individual higher rate taxpayers is reduced to 160% from 175% (when using surplus personal income, it’s reduced to 135% from 150%).

For more information, please see our residential and buy to let criteria guides.

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