Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Virgin Money Update

Virgin Money has announced an important product update for advisers.  Virgin Money products and support with the lender, including same day payment on completion,  is all available accessible through our direct to lender mortgage clubContact us for more information. 

ANNOUNCEMENTS

FORCES HELP TO BUY SCHEME NOW ACCEPTED

At Virgin Money, we now accept the Forces Help to Buy loan as a mortgage deposit.

The Scheme is open to serving members of the armed forces and lets them borrow up to 50% of their annual salary – up to £25,000 – interest-free, to put towards a residential purchase. The loan is repaid in equal instalments over a 10 year period – deducted from their salary with a small insurance premium.

Just so you know, the Forces Help to Buy loan and insurance payments should be included as expenditure within the application so we know how much the customer will be paying. To keep things speedy, we don’t need the customer’s personal information note from the MoD which confirms their loan.

You can find full details of our lending criteria on our Virgin Money website.

If you’ve got any questions, you can get in touch with your Business Development Manager.

WE’RE REDUCING THE RATES ON RESIDENTIAL EXCLUSIVES

We wanted to let you know that we’re reducing the rates on the following products on Friday 31 March.

Exclusives
  • 65% LTV Purchase 5 Year Fixed Rate with £1,495 fee will be reduced by 0.14% to 3.90%.
  • 65% LTV Remortgage 5 Year Fixed Rate with £995 fee will be reduced by 0.21% to 3.91%.
  • 85% LTV Purchase 5 Year Fixed Rate with £1,495 fee will be reduced by 0.03% to 4.22%.
  • 90% LTV Purchase 5 Year Fixed Rate with £1,495 fee will be reduced by 0.02% to 4.41%.
  • Selected fixed rates will be reduced by up to 0.20%.
Core
  • 65% LTV 5 Year Fixed Rate with £995 fee will be reduced by 0.15% to 3.95%.
  • 65% LTV 5 Year Fixed Rate fee-saver will be reduced by 0.10% to 4.14%.
  • 85% LTV 5 Year Fixed Rate with £995 fee will be reduced by 0.03% to 4.27%.
  • 90% LTV 5 Year Fixed Rate with £995 fee will be reduced by 0.02% to 4.47%.
  • Selected fixed rates will be reduced by up to 0.15%.
BTL Core and Exclusives
  • 50% LTV 2 Year Fixed Rate with a £3,995 fee will be reduced by 0.11% to 4.07%.
  • 50% LTV 5 Year Fixed Rate with a £3,995 fee will be reduced by 0.10% to 4.10%.
  • Selected fixed rates will be reduced by up to 0.10%.
Product Transfer
  • Selected residential and BTL fixed rates will be reduced by up to 0.33%.

At 8pm tonight we are also making the following changes:

  • Exclusive residential 75% LTV Purchase 2 Year Fixed Rate with a £1,495 fee will be increased by 0.10%.
  • Selected product transfer fixed rates will be increased by up to 0.10%.

You can find our current rates in our Mortgage Update. If you’ve got any questions, you can get in touch with your Business Development Manager or dedicated Regional Service Team.

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