Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Barclays Update

Here are the latest updates from Barclays.  These products are available via our direct to lender mortgage club which offers you payment on completion and a lot more besides!

Barclays lending policy update

We’re pleased to confirm an enhancement to our Part and Part lending policy, which will enable a wider group of your clients to benefit from one of our competitive deals.

Positive change to Part & Part Policy:

  • We have increased the maximum LTV from 80% to 85% for all clients

This change will apply from today, Friday 18th March. Any cases started but not submitted before this date can also benefit from the enhanced policy.

Please note: the existing maximum LTV limits and criteria for the Interest Only portion of the loan remain unchanged (50% max LTV and £300k minimum equity requirement for sale of property repayment strategy, and 75% max LTV for other repayment strategies, such as sale of an existing stocks and shares ISA).Here is a worked example of how the new LTV could apply.

  • In Example A, at the end of term the capital & interest repayment part of the loan is repaid, so there would be £300,000 equity left; this example would meet the minimum £300,000 equity requirement using the sale of the mortgaged property as the repayment strategy.
  • For Example B, the minimum equity requirement wouldn’t apply as the repayment strategy is not the sale of the mortgaged property.

All other lending policy applies and remains unchanged.

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