Here is the latest update from Beverley Building Society. Their latest products are viewable here and all accessible via the Brilliant Solutions mortgage club. Contact us for more information.
Helping First-Time Buyers
First Time Buyers often struggle to find their first mortgage, which is why Beverley Building Society is here to help! We are aligned with the BSA, and here is their report.
Building societies have long been champions of first-time buyers and continue to innovate in response to modern challenges such as high house prices, non-traditional career paths and varied income patterns.
Building societies now provide 35% of all first-time buyer lending. Nearly half (46%) of this lending goes to borrowers under 30, almost a quarter (23%) supports buyers with deposits of less than 5%, and one-in-ten (10%) helps first-time buyers aged over 45.1
1Source: BSA & UK Finance (based on first-time buyer lending in Jan – Sept 2025).
The Beverley offers two excellent mortgage solutions designed specifically to support First‑Time Buyers — including an option to buy with 100% LTV.
For buyers with at least a 5% deposit, we offer competitive products up to 95% LTV. These are assessed using a credit search rather than a credit score, helping more buyers take their first step onto the property ladder.
Our 100% Family Assist Mortgage provides a fantastic alternative. A family member secures a 20% charge of the property’s value against their own home. No cash deposit is required, just a legal charge that enables buyers to borrow 100% of the new home purchase price.
For more information, find our Family Assist 100% Mortgages Guide here
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