Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Clydesdale Bank Update

Clydesdale Bank has announced an important product update for advisers.  Please see below for more details.  Contact us for more information, alternatively, you can visit their website here.

ANNOUNCEMENTS

 Introducing Clydesdale Bank’s new max LTVs

We’ve made some exciting changes to Clydesdale Bank’s lending criteria and products so we can say yes to more customers.

Improved LTV bands and higher loan sizes

We’ve increased the LTV by loan amount across all residential tiers and can now lend up to:

  • 95% LTV to £600k
  • 90% LTV to £1m
  • 85% LTV to £1.5m
  • 80% LTV to £2.5m
  • 75% LTV to £5m
  • 60% LTV to £10m

Interest Only is available up to 75% LTV and Part & Part is available to 80% LTV. For more information take a look at all our new max LTVs.

For residential loans above £1.5m, downsizing is also now accepted as a repayment strategy up to 70% LTV, previously capped at 60% LTV. This can be topped up with another repayment vehicle or Capital and Interest, subject to overall max LTV limits.

Our new productslending criteria and affordability calculator are now live and our AIP is in the process of being updated.

To support this change we’ve launched the following Clydesdale Bank products.

  • NEW 85% LTV £1m+ 2 and 5 year fixed rates with £1,999 fee, starting from 2.02%.
  • NEW 90% LTV £600k+ 2 and 5 year fixed rates with £999 fee, starting from 2.38%.
We’re withdrawing selected Clydesdale Bank rates

We wanted to let you know that we’re making changes to the following Clydesdale Bank residential products for new customers at 8pm today.

  • 75% LTV 2 year fixed rate Full C&I with fee and Fee Offer options will be withdrawn
  • 80% LTV 2 Year Fixed Rate Full C&I with fee will be withdrawn
 

We’re withdrawing selected Clydesdale Bank ratesThese rates will still be available to existing customers for product transfer.

You can find our current rates on our website.

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