Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Clydesdale Bank Update

Clydesdale Bank has announced an important product update for advisers.  Please see below for more details.  Contact us for more information, alternatively, you can visit their website here.



We’ve made Clydesdale Bank buy-to-let mortgages even better, by making our criteria even more straightforward.

Clydesdale Bank buy-to-let mortgages now have:

  • No minimum income requirement
  • No minimum rental cover requirement

This will come as especially good news for landlords with lower rental yields.

As always, we’ll carry out a full income and expenditure assessment. Use our affordability calculator to check how much your customers can borrow.

Plus, we’re still lending to first-time buyers, and on let-to-buy transactions where we don’t usually require simultaneous completion. For our full BTL criteria, head here.


When it comes to buy-to-let, there’s no one-size-fits-all. That’s why we offer a range of options to suit your clients’ needs.

Check out how we can take care of your landlord clients.

Clydesdale Bank buy-to-let

  1. No minimum income or ICR – affordability includes personal and rental income and expenditure, rather than a rental stress test.
  2. First-time landlords and first-time buyers accepted.
  3. We’ll also consider let-to-buy mortgages without needing simultaneous completion.

See if your case fits using our buy-to-let affordability calculators for Clydesdale Bank.

You can find our current rates on our website. If there’s anything else you need to know, have a chat with your Business Development Manager.

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