Our latest changes will come into effect from 8am Tuesday 05 January 2021.
Remember, an AIP does not secure a closing product. If an AIP refers, we cannot guarantee we’ll be able to review it before the product is closed.
So, if your AIP does refer, you should still proceed to full mortgage application to secure the product. Unfortunately applications received after 8pm Monday 04 January 2021 will not be accepted.
Relaunching our 90% LTV Residential range.
We’re kicking off 2021 in style!
Today we launched new 90% LTV products into our Residential range and this time, it isn’t for a limited period! The new products include 2 and 5 year options and are available for both new and existing borrowers.
And that’s not all – we have also reduced selected rates across all LTVs, so be sure to browse through our full Residential range too.
Our competitive 90% LTV range includes:
To help the application process run smoothly, please remember:
- For employed applicants that have returned to work following furlough we require their latest wage slip – which will need to evidence full receipt of income.
- Self-employed applicants must have been actively trading for the last 3 consecutive months, and will be individually assessed by our underwriting team.
For more detail on the above points please visit our dedicated coronavirus temporary lending policy page.
Packaging your application? See our submission guidelines.