Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Dudley BS Update

The Dudley mortgage range is available via our fees free specialist mortgage packager team or via our direct to lender mortgage club.  Their latest product information is available here and their criteria details are available here (but is password protected so contact us or Dudley for further details). 

Lender announcement

Improvements to our Ex-Pat, Holiday Let and Two Year Fixed products

We’re delighted to announce some exciting new changes to our product range, starting with the launch of our new Two-Year Fixed Rate Ex-Pat product. The product offers a rate of 3.89% with a max loan-to-value of 80% and an increased max loan size from £1m to £1.5m. The change to our accepted maximum loan size will be applied across our entire Ex-Pat residential product range.

In addition to the enhancements of our Ex-Pat product range, we’ve also made further improvements across our full product range. Please see an overview of the changes below:

  • We’ve reduced the rate of our Two-Year Fixed Rate product from 3.69% to 3.39% 
  • We’ve listened to your feedback and will now accept loans of up to £1m across our Holiday Let product range 
  • We’ve made some significant improvements to the ERC’s being offered on some of our fixed and discount products, moving from a single rate across the product term to a tiered rate

We will continue to implement the changes to our Early Repayment Charges across our entire product range with future product launches.

View our full product range.

You can view the full list of the changes below.

Product
Name 
Product CodeRateLTVMin/Max LoanERC
Two Year
Fixed Rate
101083.39%90%£25k/£1m3% of the current
balance for the first year and 1% for the remaining year
Two Year
Fixed Rate
Ex-Pat
101093.89%80%£25k/£1.5m3% of the current
balance for the first year and 1% for the remaining year (fee waived if
applicant returns to the
UK within ERC period)
Five Year
Fixed Rate
Ex-Pat
101103.89%80%£25k/£1.5m3% of the current
balance for the first two
years and 1% for the
remaining three years
(fee waived if applicant
returns to the UK within
 ERC period)
Discount for Term Ex-Pat131413.89%75%£25k/£1.5m1% of the current
balance for first year and 0.5% for the remaining
two years (fee waived if
the applicant returns to
the UK within ERC period)
Discount for
Term
Holiday Let
250663.74%70%£25k/£1m1% of the current
balance for the first year and 0.5% for the
remaining year
Discount for
Term Ex-Pat
Holiday Let
250673.89%70%£25k/£1m1% of the current
balance for the first year and 0.5% for the
remaining year (fee
waived if applicant
returns to the UK within
ERC period)
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