Brilliant Solutions

Family BS Product Update

The latest update from Family Building Society  can be found here.  Remember, we are able to package on a fees free basis for Family Building Society and also offer support to brokers who wish to deal directly via our mortgage club.  Further details are available across our website.  Full details of product range here.

application deadline

On Wednesday 8 September 2021 we’ll be withdrawing and replacing the majority of our current mortgage products. 

We will accept applications for all withdrawn products through our Mortgage Hub, or by paper, up to and including 5pm on Friday 10 September 2021. This means that any paper applications will need to be fully completed and sent to us ahead of this deadline in order to be received in time.

Full details of the new product range will be announced on 8 September 2021.


I am pleased to announce that we have had a product refresh across our entire range and also on the semi exclusive products available to you. We have made reductions in a number of areas and increased our cashback offering in other areas. I have summarised the semi exclusive changes below and I have attached the new semi exclusive product sheet.


2 year fixed interest only (60%) reduced by 0.1% to 2.99% – £999 fee

2 year fixed interest only (75%) reduced by 0.1% to 3.24% – £999 fee

 Both 5 year interest only fixed rates have remained unchanged at 3.39% and 3.64%

 BTL – ex pats

5 year fixed – rates remained unchanged at 3.69% (60%) & 3.99% (65%) – however, we have introduced a free valuation for properties up to 500k and a £500 cashback on all re-mortgage applications

Product Guide

launch of our mortgage products and application deadline

We’ve made some changes to our mortgage product range which will take effect from today, 8 September 2021. 

  • The majority of our mortgage products have been withdrawn and replaced, with all fixed rate end dates extended.

  • There are changes to a number of our products, including some rate reductions. The changes are summarised as follows:

Owner Occupier:

  • Core 5 Year Fixed Rate repayment products have been reintroduced, with a reduction of 0.10% to the rates

  • JMSO 5 Year Fixed Rate repayment products also reduced by 0.10%

  • Family Mortgage reduced by 0.35%

  • Core 3 Year Discount Interest-Only products reduced by 0.30% 

Buy to Let:

  • Applications where the security property is a Multi-Unit Freehold Block (MUFB) will now be subject to a different valuation fee scale. See our website for full details.

  • Completion deadline for new fixed rate products is 01/02/2022.

See full details of our product range here.

A reminder – the deadline for receipt of applications for all withdrawn mortgage products is 5pm on Friday 10 September, both through our Mortgage Hub and by paper.


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