Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Family BS Product Update

The latest update from Family Building Society  can be found here.  Remember, we are able to package on a fees free basis for Family Building Society and also offer support to brokers who wish to deal directly via our mortgage club.  Further details are available across our website.  Full details of product range here.

Great news for your portfolio landlords

Great news for your portfolio landlords! Limit removed to number of properties in a SPV.

Our Buy to Let Limited Company mortgages are now available to landlords with any amount of properties per company. This means that no matter how many properties your client has, we may be able to help.

How else can we help your Buy to Let clients? 

  • No minimum income
  • No stress test on background properties held (just need to be self-financing)
  • Maximum LTVs for BtL products now 70%
  • Applications accepted up to age 89
  • Expat cases accepted from over 40 countries, plus further countries through agreed packagers
  • A common sense approach to lending with real human beings to underwrite each mortgage case.

Buy to Let Offset mortgage 

Our BtL Offset mortgage can help to maximise returns for your landlord clients, allowing any savings to be offset against the mortgage.

Landlords can opt for either:

  • Payment reduction – offsetting savings to lower monthly payments
  • Term reduction – monthly mortgage payments will remain the same, but offset savings go towards reducing the capital, reducing the mortgage balance faster.

Either way, a BtL Offset mortgage can help to increase your clients’ net profit and ultimately increase the overall cashflow they receive from letting.

Find out more and see how we can help your clients.

Semi-exclusive products

Did you know that on top of our standard range of products we have additional semi-exclusive products available via our packaging partners? Speak to your local Business Development Manager for more information.

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