Brilliant Solutions

Foundation Update

Foundation Home Loans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion. 

Residential and BTL Updates

Residential

We have enhanced our residential range to support more of your clients, with competitive initial rates available at an increased loan to value, a new maximum loan size, selected rate reductions, and all initial offer dates extended across the range.

  • All 60% LTV initial rates are now available at 65% LTV
  • New £2m maximum loan size, increased from £1.5m, and now available up to 65% LTV
  • All F1 & F2 initial rates at 75% LTV are reduced, by .20% on our two year fixed rates and .10% on our two year discount rates
  • Our initial offer dates are extended across the range, for two-year products to 31st January 2023 and five-year products to 31st January 2026

Foundation Home Loans is the home of specialist lending for residential mortgages.  We have recently improved our residential criteria to include a wider range of complex income types and sources, and we calculate affordability on an interest only basis.

BTL changes

The Brilliant Solutions exclusive has been removed as from 2nd September. 

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