Brilliant Solutions

Foundation Update

Foundation Home Loans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion. 


Available for a limited time from Tuesday 7 th December 2021: Foundation Home Loans has
launched a new 5-year fixed rate special for individual, portfolio and limited company
landlords, with a flat £1,995 fee.

Rental cover is calculated at pay rate for 5-year fixes, stress tested at 125% for limited
companies and basic rate tax payers and 145% for other landlord types.

F1 Festive 5-Year Fixed Special

  • 5 year fixed
  • Minimum loan size requirement of £250k
  • Maximum loan size £1m
  • Purchase and remortgage
  • Available to Limited company BTL customers, individual BTL and portfolio landlords
  • Usual valuation and application fee apply.

Why use Foundation for your next BTL case

  • Individual or limited company
  • Limited companies with complex structures
  • Up to 4 directors
  • Newly incorporated limited companies acceptable
  • ICR of 125% for limited company borrowers and basic rate taxpayers and 145% for others
  • No minimum term of employment/self-employment and no minimum income
  • Up to 80% LTV on core range
  • Loans up to £2m on core range
  • No limit to portfolio size, subject to maximum borrowing of £5m with Foundation
  • Cater for specialist properties such as HMOs, short term lets and Multi Unit Blocks
  • HMOs: up to 8 bedrooms and MUBs: up to 10 units
  • Products for first time landlords
  • Ex-pats considered for limited companies only
  • Green Mortgages available for purchase and remortgage
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