Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Hinckley & Rugby Update

Hinckley and Rugby Building Society has updated its product and criteria, the details are below.  These products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business. 

Support for self-employed borrowers

At a time where self-employed borrowers often feel subject to lending restrictions and face greater scrutiny, we recognise that this group of individuals contain strong applicants who have expertly navigated their businesses through the pandemic. 

With this in mind, we have increased the Loan to Value (LTV) offered to self-employed applicants, who can now benefit from up to 95% LTV mortgages. 

We have also enhanced our Loan to Income (LTI) multiples for all borrowers, including self-employed, to x4.49 above 80% LTV*. Additionally, we have increased our maximum loan size limits throughout our core Residential product range and across each LTV banding from 75%-95%. 

Read more about our new offering here

*The exception to the higher LTI are applicants wishing to consolidate debt, or those who have mismanaged their finances in the past – these borrowers will be restricted to an LTI of x4.  

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