Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Foundation Update

Foundation Home Loans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion. 


As of today, Friday 17 th February 2023, Foundation Home Loans have made reductions of up to
1.80% to some of their residential and buy to let products for purchase and remortgage.

In the owner-occupier range, Foundation has made rate reductions of up to 150 basis points (bps) to
its current core fixed-rate offering across its four residential tiers – F1 to F4.
Foundation has also improved the rate on its owner-occupier Green ABC+ product for properties with
an Energy Performance Certificate (EPC) rating of C and above. This is now priced at 6.44% –
previously 7.89%. Foundation said the change was to provide a further saving for potential customers
who were seeking to finance or refinance qualifying properties.
For buy-to-let, Foundation has made rate reductions of up to 180 bps, across its current five-year
Green product range – again for properties with an EPC rating of C and above – covering both F1 and
F2 tiers. F1 is for borrowers with an almost clean credit history and F2 for those with a more specialist
property type and/or those with some historical blips on their credit rating.
Foundation is also introducing two new Green two-year discount products, in both the F1 and F2 tiers,
with rates from 6.49%, offered with a free valuation, no application fee, and the benefit of no early
repayment charges (ERCs) with the discount.

NEW residential rates include:

  • 2 year Residential fixed and discount rates across our F1-F4 credit tiers
  •  Green Discount rate of 6.44% with £995 fee up to 75% LTV
  • Discount rates from 6.44% (reversion – 2.55%) with £1,495 fee
  • Fixed rates from 7.14% with £995 fee
  • Maximum loan size of £1m at 75% LTV
  • Maximum loan size of £2m at 65% LTV

Check out the latest residential product guide today.

NEW buy to let rates include:

  • New Green buy to let fixed and discount rates – from 6.44% with 1.25% fee
  •  Free standard valuation and no application fee
  • New discounts for F1, F2, HMO, MUB and short term let
  • Up to 75% LTV
  • Available for both individuals and limited companies
  • Maximum loan size of £1.5m
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