Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Interbay Update

By / 20th March 2023 / Bridging, BTL, Commercial, Product Updates

Here is an update from InterBay, the BTL and Commercial Mortgage lender, that you can access via our commercial mortgage team or direct to lender via our mortgage club. Click to view their products and their criteria.  Their affordability calculator is also available on their website.  Contact our team today for more information or support with queries.

View semi-commercial products →  View commercial products →
 

Don’t forget to consult our ‘getting it right first time’ guidelines to ensure a successful application.

Announcement

InterBay’s new wider range of commercial, semi-commercial and bridging rates

InterBay’s new range of commercial, semi-commercial and bridging finance products are designed to
provide greater opportunities for your clients.
With a wider selection of rates, loans from £250k with no maximum limit and no upper limit on
property value, we're here to support your clients' cases, no matter the complexity. 

NEW Commercial
Rates now from 7.79%
NEW Semi-commercial
Rates now from 6.79%

All available with:

  • Up to 75% LTV
  • No maximum loan amount
  •  No maximum property value
  • Most asset classes considered
  •  Owner occupier or investment applications accepted 

NEW Bridging and developer exit finance

  • Rates now from 0.70%
  • No maximum loan amount
  •  Options up to 75% LTV available
    From buy to let HMO conversions to completing large refurbishment or residential development
    projects, we’ve got all bases covered. Get in touch no matter how challenging or complex your case may be, our sales team are always on hand to discuss any cases with you, even those falling outside of our standard criteria.  
    Here’s just a few of the ways we can support your bridging clients’; needs. 
    Bridging finance
  • Works that alter the external footprint or outline of the property
     Works that require planning permission
     Works on large blocks, large MUBs or multiple properties in a single freehold 
     Residential to HMO conversions of up to 10 lettable rooms
     Conversion of a commercial into a maximum of 4 flats
     Conversion of a house into a maximum of 6 flats

Developer exit finance
 Experienced developers with a residential development that's reached practical completion,
with the benefit of all consents and a warranty or PCC
 Capital raising on an unencumbered development to either allow the applicant to move to
their next project or to provide funds to complete the project before selling or refinancing

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