Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Foundation Update

Foundation Home Loans has updated its range across the direct to lender and packaged range.  Brilliant Solutions offers fees free packaging across the range as well as direct to lender access with payment on completion. 

PORTFOLIO LANDLORD ENHANCED TERMS EXCLUSIVELY THROUGH PACKAGERS

Exclusively through select packagers – your landlords can take advantage of Foundation Home
Loans’ streamlined document requirements.

Reduced document requirements

  • Proof of income is no longer required if the rental income for a portfolio covers the total
    mortgage payments at 100% ICR
  • Rental cover required for background portfolio now only 100% (was 125%)
  • The total LTV of the portfolio can now be 100% (was previously 80% LTV)
  • Because cases are assessed on their individual merits, proof of mortgage payments may not
    be required in all instances
  • Easier uploading of portfolios – ask us to upload your portfolio

Foundation Home Loans are the experts in portfolio mortgage lending:

Landlord pre-underwriting facility
Landlord borrowers benefit from a facility to add more properties easily to their portfolio with Foundation Home Loans within six months.

No limit to portfolio size
Subject to maximum borrowing of £5m with Foundation

PLEASE CONTACT BRILLIANT SOLUTIONS FOR SUPPORT WITH YOUR COMPLEX PORTFOLIO CASES

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