Here are the latest updates from the Ipswich Building Society. These products are available via our direct to lender mortgage club which offers you payment on completion as well as specialist mortgage support and more. Click here for a full list of Ipswich products.
Lender Announcement
Shared ownership is back in range
We’ve brought back shared ownership with 3 products now available, each with no application, completion or valuation fee and available for both purchase and remortgage.
95% Share
- 2-year fixed @ 3.74%
- 5-year fixed @ 3.99%
90% Share
- 2 year fixed @ 3.25%
Shared Ownership Criteria
- Max loan £500,000
- Available for purchase and remortgage
- For purchase includes new build houses and new build flats up to 10 storeys
- Flats above good quality commercial on a case-by-case basis
- 50% ERC free overpayments as standard
- Ability to staircase
- For properties throughout England and Wales
Holiday let & expat buy to let rates are dropping
Great news for your holiday let and expat buy to let clients! Get the lowdown on our lower rates below.
Holiday Let
Up to 80% LTV | max 60 days personal use | first time landlords (owner-occupiers) accepted.
- 2-year discount now @ 3.39%
- 2-year fixed now @ 3.79%
Expat Buy to Let
Up to 80% LTV | most countries of residence considered (except UN sanctioned) | most currencies accepted.
- 2-year discount now @ 3.35%
- 5-year fixed now @ 3.95%
Other Changes
- Minimum loan size reduced to £75k across all main product areas
- Expat buy to let completion fee now £1499