Hinckley and Rugby Building Society has updated its product and criteria, the details are below. These products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business.
RELAUNCH: Fixed rate products
Following our temporary withdrawal of numerous fixed rates last week, we’ve reviewed current market conditions and will be relaunching our fixed rate products with updated rates, effective from 9am on Monday 16 March 2026.
We’ve also repriced our fixed rate products exclusively available to existing customers, with new rates going live on Monday. Until then, our existing customer fixed rate products remain available.
We know timing matters when you have cases to place, so we wanted to get this to you as quickly as possible. Product details are detailed below, ready for you ahead of Monday’s go-live.
If you have a case ready to place or want to talk through options for a client, our team is on hand to help.
New rates
Core Residential (incl. JBSP)
- Core – 5.67% – 2 Year Fixed – 80% LTV – HVF32
- Core – 5.97% – 2 Year Fixed – 90% LTV – HVF33
- Core – 5.68% – Fixed to 30/06/2031 – 80% LTV – F285
- Core – 5.94% – Fixed to 30/06/2031 – 90% LTV – F286
Skilled Worker Visa and Visas Buy-to-Let
- Visas – 6.30% – 2 Year Fixed – 90% LTV – VISF60
- Visas – 6.12% – Fixed to 30/06/2031 – 80% LTV – V5F04
- Visas – 6.33% – Fixed to 30/06/2031 – 90% LTV – V5F05
- Visas Buy-to-Let – 5.99% – Fixed to 30/06/2031 – 75% LTV – VB5F02
- Income Flex – 5.87% – 2 Year Fixed – 80% LTV – IFHF73
- Income Flex – 6.17% – 2 Year Fixed – 90% LTV – IFHF74
- Income Flex – 6.55% – 2 Year Fixed – 95% LTV – IFHF75
- Income Flex – 6.15% – Fixed to 30/06/2031 – 90% LTV – IF5F03
- Income Flex – 5.94% – Fixed to 30/06/2031 – 80% LTV – IF5F04
- Income Flex – 6.55% – Fixed to 30/06/2031 – 95% LTV – IF5F05
- Credit Flex – 6.09% – 2 Year Fixed – 80% LTV – CFHF24
- Credit Flex – 6.18% – Fixed to 30/06/2031 – 80% LTV – CF5F02
- Flex Plus – 6.40% – 2 Year Fixed – 90% LTV – FPF23
- Flex Plus – 6.44% – Fixed to 30/06/2031 – 90% LTV – FPF503
- Buy-to-Let – 5.60% – 2 Year Fixed – 75% LTV – BTF114
- Buy-to-Let – 5.80% – Fixed to 30/06/2031 – 75% LTV – BTF115
- LTD Company Buy-to-Let – 5.85% – Fixed to 30/06/2031 – 70% LTV – LCF502 (please note, new fee structure)
Click here to view new existing customer product rates.
Visit our website for full product details.