Hinckley and Rugby Building Society has updated its product and criteria, the details are below. These products are available through our direct to lender mortgage club so contact us for more information on how our club can support your business.
Great news! New fee structure sees £199 app fee removed for residential products
We’ve introduced a host of changes (21 July 2025) including a new fee structure created using your feedback, term extensions on 5 Year fixed term products, and more.
New fee structure for residential products
- Removed the £199 application fee.
- Introduced £250 cashback on purchase applications.
- Completion fee is now consistent across all products to £800.
- Customers will pay valuation fee if an Automated Valuation Model (AVM) is not suitable.
Product term extensions
We’ve extended the term for the following fixed rate products from 30 September 2030 to 31 October 2030. To view full product details click below to visit our latest product update.
- F263
- F264
- VISF40
- VISF41
- IFHF49
- IFHF52
- IFHF53
- CFHF18
- FPF11
- FPF12
The following products are being withdrawn
- Core Residential (Remo only) – 2 Year Discount 5.40% variable (Homeowner Variable Rate – 1.64%) 80% LTV – HVD19
- Broker Direct (Min 500k) – 2 Year Discount 5.19% variable (1.85% off Homeowner Variable Rate) 80% LTV – HVD24
- Core Residential – 2 Year Discount 5.15% variable (1.89% off Homeowner Variable Rate – 1.89%) 90% LTV – HVD18
- Credit Flex (Remo only) – 2 Year Discount 5.74% variable (1.30% off Homeowner Variable Rate) 80% LTV – CFHD2
- Visas – 2 Year Discount 5.29% variable (1.75% off Landlord Variable Rate) – 75% LTV – VISD1
If you need help understanding these new changes and how they can help your clients, get in touch with our team. We’re always here to support you and your clients.