Brilliant Solutions

HSBC Update

See the latest announcement from HSBC below.  Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

We’ve changed our Lending into Retirement policy

With effect from today, Wednesday 1st May, we’ve made the following amendment to our Lending into Retirement policy:

Applicants who are more than 10 years from age 70 or their anticipated retirement age (whichever is sooner)

We now require confirmation of pension provisions to be provided for these customers, therefore when submitting a case, please include one of the following documents:

  • the latest payslip evidencing pension contributions
  • the most recent pension statement
  • confirmation of pension scheme participation; or
  • the latest bank statement showing pension payments.

Our Broker website and Broker Platform will be updated to reflect the above change.

Please note, when submitting a case you will need to upload the evidence of pension provisions with the application. Once the system has been aligned with these changes, it will automatically ask for these document(s).

For any pipeline cases, no further action is required, unless otherwise requested.

There are no other changes to our Lending into Retirement policy.

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