HSBC Update - Brilliant Solutions

See the latest announcement from HSBC below. Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.

HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

We’re increasing our mortgage products

With effect from Wednesday 6^th March, we’ll be making a number of changes to our residential and Buy to Let (BTL) mortgage product ranges.

Summary of changes:

Existing residential customer switching

2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
3 Year Fixed Fee Saver at 60%, 70%, 75%, 90% and 95% LTV increased
5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV increased

Existing residential customer borrowing more

2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
2, 3 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
3 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV increased
5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV increased

Residential First Time Buyer / home mover

2 Year Fixed Fee Saver at 60%, 80%, 85%, 90% and 95% LTV increased
2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
3 Year Fixed Fee Saver at 90% and 95% LTV increased
3 Year Fixed Standard at 80%, 85% and 90% LTV increased
5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV increased

Residential remortgage

2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
2 Year Fixed Standard at 60%, 70%, 75%, 85% and 90% LTV increased
3 Year Fixed Fee Saver at 70% and 75% LTV increased
3 Year Fixed Standard at 60%, 70% and 75% LTV increased
5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV increased

Residential remortgage cashback

2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
2 Year Fixed Standard at 60%, 70%, 75%, 85% and 90% LTV increased
5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased

International Residential

2 & 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV increased
2, 3 & 5 Year Fixed Standard at 60%, 70% and 75% LTV increased
3 Year Fixed Fee Saver at 70% and 75% LTV increased
5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV increased

Existing BTL customer switching / borrowing more

2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
2 Year Fixed Standard at 60% and 65% LTV have increased
5 Year Fixed Fee Saver at 75% LTV has increased
5 Year Fixed Standard at 65% and 75% LTV have increased

BTL purchase

2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV increased
2 Year Fixed Standard at 60%, 65% and 75% LTV increased
5 Year Fixed Standard at 60% and 65% LTV increased

BTL Remortgage

2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV increased
2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV increased

There are no changes to any other interest rates at this time.

Further information

Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increased demand, wait times may be longer than usual.

To secure existing product codes, please submit applications in full by midnight, Tuesday 5^th March.

All evidential and supporting documentation must be provided within 30 calendar days of submission.

The product finder tool and sourcing systems will be updated for Wednesday 6^th March.