See the latest announcement from HSBC below. Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.
HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.
We’re changing our mortgage products
With effect from Tuesday 6th February, we’ll be making a number of changes to our residential and Buy to Let (BTL) mortgage product ranges.
Existing residential customer switching / borrowing more
- 2 Year Fixed Fee Saver at 60% LTV increased
- 2 Year Fixed Fee Saver at 70%, 75%, 80% and 85% LTV decreased
- 2 & 5 Year Fixed Standard at 70% and 75% LTV decreased
- 3 Year Fixed Fee Saver at 70%, 75%, 80%, 85% and 90% LTV decreased
- 5 Year Fixed Fee Saver at 70%, 75% and 80% LTV decreased
- 5 Year Fixed Standard at 60% LTV increased
- 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV increased
- 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV increased
- 5 Year Fixed Premier Exclusive at 60% LTV increased
- 5 Year Fixed Premier Exclusive at 70% and 75% LTV decreased
Residential First Time Buyer / home mover
- 2 & 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV decreased
- 2 & 3 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV decreased
- 5 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV decreased
- 5 Year Fixed Standard at 60%, 70% and 75% LTV decreased
- 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV decreased
Residential remortgage
- 2 & 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV increased
- 2 & 5 Year Fixed Standard at 60%, 70% and 75% LTV increased
- 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV increased
- 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV increased
- 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV increased
Residential remortgage cashback
- 2 & 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV increased
- 2 & 5 Year Fixed Standard at 60%, 70% and 75% LTV increased
International Residential
- 2 Year Fixed Standard at 60% LTV decreased
- 3 & 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreased
- 3 & 5 Year Fixed Standard at 60%, 70% and 75% LTV decreased
- 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV decreased
Existing BTL customer switching / borrowing more
- 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreased
- 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreased
BTL purchase
- 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreased
- 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreased
BTL remortgage
- 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreased
- 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV decreased
There are no changes to any other interest rates at this time.
Further information
- Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increased demand, wait times may be longer than usual.
- All evidential and supporting documentation must be provided within 30 calendar days of submission.
- The product finder tool and sourcing systems will be updated for Tuesday 6th February.