Brilliant Solutions

HSBC Update

See the latest announcement from HSBC below.  Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

We’re increasing our mortgage products

With effect from Wednesday 8th May, we’ll be making a number of changes to our residential and

Buy to Let (BTL) mortgage product ranges.

Summary of changes:

We are pleased to be introducing a UK BTL product with a £3,999 fee for 2 and 5 Year fixed rates for Purchase and Remortgage customers. This will be across all LTVs, providing customers with more choice.

Existing residential customer switching / borrowing more
  • 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75% and 90% LTV increasing
  • 2 & 3 Year Fixed Standard at 60%, 70% and 75% LTV increasing
  • 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV increasing
  • 5 Year Fixed Standard at 60%, 70%, 75% and 90% LTV increasing
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV increasing
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% LTV increasing
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75% and 90% LTV increasing
BTL existing customer switching
  • 2 & 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV increasing
  • 2 & 5 Year Fixed Standard at 60%, 65% and 75% LTV increasing

There are no changes to any other interest rates at this time.

Further information
  • Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increasing demand, wait times may be longer than usual. 
  • To secure existing product codes, please submit applications in full by midnight, Tuesday 7th May.
  • All evidential and supporting documentation must be provided within 30 calendar days of submission.
  • The product finder tool and sourcing systems will be updated for Wednesday 8th May.
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