See the latest announcement from HSBC below. Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.
HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.
We’re changing our mortgage products
With effect from Wednesday 13th November, we’ll be making the following changes across our residential and Buy to Let (BTL) mortgage product ranges:
Existing residential customer switching
· 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
· 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
· 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
· 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% increased
· 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV increased
· 10 Year Fixed Standard at 60%, 70%, 75% and 80% increased
Existing residential customer borrowing more
· 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% increased
· 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% LTV increased
· 10 Year Fixed Standard at 60%, 70%, 75% and 80% increased
Residential First Time Buyer / Home mover
· 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
· 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV increased
· 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
· 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV increased
· 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
Residential First Time Buyer / Home Mover Energy Efficient Home (A & B EPC Rated Properties)
· 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
· 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV increased
· 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
Residential Remortgage
· 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 2 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV increased
· 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed High Value Mortgages at 60%, 70% and 75% LTV increased
· 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
Residential Remortgage Energy Efficient Home (A & B EPC Rated Properties)
· 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
Residential Remortgage Cashback
· 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
· 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV increased
Buy to Let Existing Customer Switching / Borrowing More
· 2 Year Fixed Standard at 60%, 65% and 75% LTV increased
· 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV increased
· 5 Year Fixed Standard at 60%, 65% and 75% LTV increased
Buy to Let Purchase
· 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV increased
· 5 year Fixed £1999 Standard at 60%, 65% and 75% LTV increased
· 5 year Fixed £3999 Standard at 60%, 65% and 75% LTV increased
Buy to Let Remortgage Range
· 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV increased
· 2 year Fixed £1999 Standard at 60%, 65% and 75% LTV increased
· 2 year Fixed £3999 Standard at 60%, 65% and 75% LTV increased
· 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV increased
· 5 year Fixed £1999 Standard at 60%, 65% and 75% LTV increased
· 5 year Fixed £3999 Standard at 60%, 65% and 75% LTV increased
International*
International Residential
· 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV increased
· 2 Year Fixed Standard at 60%, 70% and 75% LTV increased
· 3 Year Fixed Fee Saver at 60%, 70% and 75% LTV increased
· 3 Year Fixed Standard at 60%, 70% and 75% LTV increased
· 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV increased
· 5 Year Fixed Standard at 60%, 70% and 75% LTV increased
· 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV increased
· 10 Year Fixed Standard at 60%, 70% and 75% LTV increased
· 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV increased
International Buy to Let
· 2 Year Fixed Fee Saver at 60% and 65% LTV increased
· 2 Year Fixed Standard at 60%, 65% and 75% LTV increased
· 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV increased
· 5 Year Fixed Standard at 60%, 65% and 75% LTV increased
T There are no further changes to any other interest rates at this time.
Further information
· Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increasing demand, wait times may be longer than usual.
· To secure existing product codes, please submit applications in full by midnight, Tuesday 12th November.
· All evidential and supporting documentation must be provided within 30 calendar days of submission.
· The product finder tool and sourcing systems will be updated for Wednesday 13th November.