Brilliant Solutions

NEW OPENING HOURS –  Office now closes 5pm on Friday

The Brilliant Loans direct number, 01792 277 277,  is not currently working.

Please Call us via Brilliant Solutions on 01792 277 555, option 3

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

HSBC Update

By / 20th May 2024 / BTL, Product Updates, Residential / , ,

See the latest announcement from HSBC below.  Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

We’ve expanded our international mortgage offering

With effect from today, Tuesday 14th May we have enhanced our mortgage proposition for non-UK residents by adding five new countries.

Residents of the below countries can now apply for a UK residential mortgage with HSBC UK:

Our Broker website will be updated shortly to reflect the above changes.

We’re decreasing our mortgage products

With effect from Friday 17th May, we’ll be making a number of changes to our residential and Buy to Let (BTL) mortgage product ranges.

Summary of changes:

We have removed from sale our 10 Year Fixed Rate Fee Saver and Standard rates for UK Residential Remortgage customers until further notice.

Existing residential customer switching / borrowing more
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 2 Year Fixed Standard at 70% and 75% LTV decreasing
  • 5 Year Fixed Fee Saver at 70% and 75% LTV decreasing
  • 5 Year Fixed Standard at 80% and 85% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 80% and 85% LTV decreasing
Residential First Time Buyer / Home mover
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV decreasing
Residential First Time Buyer Energy Efficient Home (A & B EPC Rated Properties)
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV decreasing
Residential Home Mover Energy Efficient Home (A & B EPC Rated Properties)
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
  • 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV decreasing
Residential Remortgage
  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60% LTV decreasing
  • 3 Year Fixed Fee Saver at 80%, 85% and 90% LTV decreasing
  • 3 Year Fixed Standard at 80% LTV decreasing
  • 5 Year Fixed Fee Saver at 60% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 60% LTV decreasing
Residential Remortgage Cashback
  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60% LTV decreasing
  • 5 Year Fixed Fee Saver at 60% LTV decreasing
Residential Remortgage Energy Efficient Home (A & B EPC Rated Properties)
  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60% LTV decreasing
  • 3 Year Fixed Fee Saver at 80%, 85% and 90% LTV decreasing
  • 3 Year Fixed Standard at 80% LTV decreasing
  • 5 Year Fixed Fee Saver at 60% LTV decreasing
International Residential
  • 2 & 10 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
  • 2 & 5 Year Fixed Standard at 60% LTV decreasing
  • 5 Year Fixed Fee Saver at 60% LTV decreasing
  • 10 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
  • 5 Year Fixed Premier Exclusive at 60% LTV decreasing
BTL existing customer switching / Borrowing more
  • 2 Year Fixed Standard at 65% LTV decreasing
Buy to Let Remortgage
  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV decreasing
  • 2 Year Fixed £1,999 Standard at 60% and 65% LTV decreasing
  •  2 Year Fixed £3,999 Standard at 60% and 65% LTV decreasing
  • 5 Year Fixed Fee Saver at 60% and 65% LTV decreasing

    There are no changes to any other interest rates at this time.

Further information
  • Use our ‘Chat with us’ service to request a rate change on an existing mortgage application. Please note, due to increasing demand, wait times may be longer than usual. 
  • To secure existing product codes, please submit applications in full by midnight, Thursday 16th May.
  •  All evidential and supporting documentation must be provided within 30 calendar days of submission.
  • The product finder tool and sourcing systems will be updated for Friday 17th May.
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