Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

HSBC Update

By / 23rd August 2023 / BTL, Product Updates, Residential

See the latest announcement from HSBC below.  Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.  

HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.

We’re changing our mortgage products

With effect from Wednesday 23rd August, we’ll be making the following changes to our residential and Buy to Let (BTL) mortgage product ranges:

Residential first time buyer / home mover
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
  • 3 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV decreased
  • 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
  • 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreased
Residential remortgage
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV decreased
  • 5 Year Fixed Fee Saver at 60%, 80%, 85% and 90% LTV decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV decreased
  • 5 Year Premier Exclusive at 60%, 70%, 75%, 80% and 85% LTV decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, 75% and 80% decreased
  • 10 Year Fixed Standard at 60%, 70%, 75% and 80% decreased
Residential remortgage cashback
  • 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 80%, 85% and 90% LTV have decreased
  • 5 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV have decreased
International residential purchase
  • 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have decreased
  • 2 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60% LTV has decreased
  • 5 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
  • 5 Year Premier Exclusive at 60%, 70% and 75% LTV have decreased
  • 10 Year Fixed Fee Saver at 60%, 70%, and 75% LTV have decreased
  • 10 Year Fixed Standard at 60%, 70% and 75% LTV have decreased
BTL purchase
  • 2 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
BTL remortgage
  • 2 Year Fixed Fee Saver at 65% LTV have decreased
  • 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have decreased
  • 5 Year Fixed Standard at 60% and 65% LTV have decreased

There are no changes to any other interest rates at this time.

Further information

 To secure existing product codes, please submit applications in full by midnight today, Tuesday 22nd August.

All evidential and supporting documentation must be provided within 30 calendar days of submission.

The product finder tool and sourcing systems will be updated for Wednesday 23rd August.

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