See the latest announcement from HSBC below. Note that you can access HSBC via the Brilliant Solutions mortgage club but the lender does place some restrictions on access. Contact us for details.
HSBC Mortgage Product Guides are available here but check the date to ensure it has been updated to reflect the announcements below.
We’re changing our residential mortgage products
With effect from Wednesday 26th July, we’ll be making the following changes to our residential mortgage product ranges:
Summary of changes
We will be reintroducing our cashback incentive across a selection of UK Residential Remortgage rates.
Customers will be able to choose from either £300 cashback or free standard legal fees incentive across our UK Residential Remortgage 2 Year Fixed and 5 Year Fixed Rate offerings.
The free standard legal fees incentive remains available on all other UK Residential Remortgage rates which are not included in the cashback incentive.
Existing residential customer switching / borrowing more
- 5 Year Premier Exclusive at 60%, 70% and 75% LTV decreasing
Residential first time buyer / home mover
- 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 2 Year Fixed Standard at 60%, 70%, 75%, 80% and 85% LTV decreasing
- 3 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 2 Year Tracker Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
Residential remortgage
- 2 & 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 2 & 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 3 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
- 5 Year Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
- 2 Year Tracker Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV decreasing
International residential purchase
- 2 & 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV decreasing
- 2, 3 & 5 Year Fixed Standard at 60%, 70% and 75% LTV decreasing
- 5 Year Premier Exclusive at 60%, 70% and 75% LTV decreasing
- 2 Year Tracker Standard at 60%, 70% and 75% LTV decreasing
We will also be temporarily removing our cashback incentive from sale across our UK Residential First Time Buyer and Home Mover offerings, and we will let you know as soon as these products are available again.
There are no changes to any other interest rates at this time.
Further information
- To secure existing product codes, please submit applications in full by midnight, Tuesday 25th July.
- All evidential and supporting documentation must be provided within 30 calendar days of submission.
- The product finder tool and sourcing systems will be updated for Wednesday 26th July.