Here is an update from the BTL and Commercial Mortgage lender, Hampshire Trust Bank. For full details see their latest product information here. This is a packaged only lender so give our team a call and we can talk you through any enquiries you may have.
Introducing our revised semi-commercial proposition – 50:50 commercial to residential valuation split
We regularly listen to broker feedback to ensure we offer competitive products and services. You have asked us to have a rethink of our semi-commercial proposition and so I’m pleased to be able to say that we’ve enhanced our semi-commercial criteria and revised the commercial to residential valuation split to 50:50.
We can help you with a wide variety of complex assets, including pubs, barbers, betting shops, offices and more. With this criteria change, we will be able to consider an increased number of properties with living accommodation above commercial premises.
Unlike many lenders, we consider the commercial and the residential income for both investment and owner-occupied commercial properties due to our considerable expertise and flexible underwriting approach.
- Lending up to £15m
- Up to 75% net LTV
- No minimum income or maximum age requirements
- We lend to limited companies, expats, trusts and offshore vehicles and foreign nationals.
You can view and download our latest rate card below.