Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Pepper Money Update

Here is the latest update from Pepper Money.  You can access Pepper Money products through our direct to lender mortgage club and get the benefits of payment on completion. You can also use our Fees Free Mortgage Packager

Update from Pepper Money

We have attempted to hold our rates for as long as possible following the fluctuations in the swap rate market.

We’ve now taken the decision to adjust rates across our range, including the introduction of a Pepper 60 Lifetime Tracker at 75% LTV & 80% LTV across our Buy to Let ranges. Plus, we’ve removed our 2-year fixed rates across our Buy to Let ranges except for Pepper 60.

With rates increasing across the mortgage market, whether customers are purchasing or remortgaging, we believe it is increasingly important to source on more than price to get the best outcome for your customers.

Don’t forget when your advisers choose Pepper for specialist applications, they receive:

Award winning service

– A dedicated case owner from application to offer
– Specialist expertise and service at every step of the application process to make it easier to get cases over the line
– Fast call answering (typically within 60 seconds) so your query isn’t left on hold

Simple & transparent products

– No credit score based decisions giving customers a fairer opportunity
– A sensible approach to unsecured credit with no debt to income ratio or cascading down product tiers
– An ever improving Buy to Let proposition that better supports landlords

Broker Bulletin March 2022

Following a review of our products and the current market, we will be making the following changes to our five year fixed no ERC lender fee.  The new lender fee for this product will be as follows:

£5,000 – £200,000                         –           £995 fee

£200,001 – £350,000                    –           £1,695 fee

£350,001 – £500,000                    –           £2,395 fee

This change will take effect on all new applications scored from Friday 1st April 2022 and applies to both Prime and Plus product ranges.  All pipeline cases may continue on the current fee until 31st May 2022.

All other existing lender fees will remain the same.

Updated Broker Packaging Guides will be sent out shortly.


To allow us to process your applications more efficiently in the office can I ask that you ensure the below items have been adhered to where applicable:

  • Ensure customers have both seen the ESIS/Mortgage Illustration
  • Submission Checklist completed
  • Photo’s of documents are not acceptable for Land Registry
  • Minor amendments forms are to be signed by all applicants that are party to the application
  • When applicants return offer documents, they only need to return the Mortgage Deed, the Consolidation Form and any special condition items requested – they do not need to print and send us the whole offer pack

Friday 1st April

Please Note that due to our re-arranged Christmas Party, our offices will close at 4:30pm on Friday 1st April.

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