Brilliant Solutions

Just Update

Here is an update from Just.  For full details see their latest product information here.  Give our team a call and we can talk you through any enquiries you may have. 

JUST Announcement:

On Thursday 6 May, we reduced interest rates on the J3 and J6 LTV series of the Just For You Lifetime Mortgage. The rate reductions to the J6 LTV series apply to ages 55-67.

The tables below show the new rates.

When will these changes take effect?

These changes were implemented on Thursday 6 May 2021. All new quotes from this date will be on the new rates. 

Any existing applications on the current quotes will need to be received before close of business on Thursday 20 May. Applications received after this date will be on the new interest rates.

Please note:

  1. For clients choosing to take the option of a cash facility, there’ll be a 0.05% increase to the MER rates (in order to then calculate the AER rates, you need to add the 0.05% increase to the MER first).
  2. Clients choosing to service 25.01% or more of the monthly interest amount can benefit from a 0.05% reduction to the roll-up interest rate.
  3. All cashback is capped at £20,000.
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